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A Bank or direct mortgage lender is the company that is actually funding the loan. You will work with a loan officer that is an employee of the Bank. Often, Banks are licensed in most, if not all 50 states. The loan officer only has access to the home loan programs that lender offers.
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Loan – Bank vs Direct Lender vs Broker Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
Shopping for a mortgage lender can feel confusing and a little intimidating. Understanding the differences among the main types of lenders can help you narrow down the field.. Mortgage banks.
We recommend you consider both online mortgage lenders and a local mortgage broker. It doesn’t hurt to get mortgage pre-approval online first and then go meet with a mortgage broker. With online lenders, think convenience and competitive rates. Look to local brokers and banks for personal, face-to-face service.
